MOTOR / MOTOR FLEETS / TRUCKS / MOTORCYCLE
Private Vehicle Insurance
It relates to types of private passenger carrying vehicles which are used for Social, Domestic and Personal Business Purposes. We provide 3 Major Types of Cover which are : Full Third Party Only, Full Third Party Fire & Theft & Comprehensive Covers.
Commercial Vehicle:
This a class of vehicles designed for the carriage of goods for Business or Own Use. We also provide 3 Major Types of Cover which are Full Third Party, Full Third Party Fire & Theft and Comprehensive.
Motor Fleet:
This Policy is designed for Individual or Corporate Clients that has a fleet of 20 or more vehicles of one or more types. We also provide 3 Major Types of cover as per above.
Motor Traders Insurance
This class of insurance is for motor repairers, distributors, car sales who may want to cover vehicles in their garages and showrooms, either owned by them or being sold, repaired or serviced by the Business.
NOTES:
Full Third Party: this covers legal liability to third parties for damage to their property of death and bodily injury up to a certain limit
Full Third Party Fire and Theft- In addition to Full third Party cover, it extends to covering any damage or loss caused by fire, theft or attempted theft to the insured.
Comprehensive Cover:
This covers loss or damage to your car, theft of accessories or whole vehicle and liability to third parties. Also covered are medical expense, legal expenses, unspecified car radios and towing charges.